Privacy Policy
ForgeOps AI ("we", "us", or "our") operates the DebtShift mobile application (the "App"). This Privacy Policy explains how we handle information when you use the App. We are committed to protecting your privacy and being transparent about our data practices.
1. Information We Collect
We do not collect personal data. The App does not require you to create an account, and we do not ask for your name, email address, phone number, physical address, or any other personally identifiable information.
Financial data you enter (debt balances, interest rates, minimum payments, credit limits, and promotional rates) is stored exclusively on your device. This data never leaves your device and is never transmitted to us or any third party.
2. How Your Data Is Stored
All data you enter into the App is stored locally on your device using standard on-device storage mechanisms (SharedPreferences and local storage). We do not operate servers that receive, store, or process your data. You may export your data (CSV, PDF, or JSON backup) at your own discretion; exported files are saved to your device and are under your control.
3. Third-Party Services
The App uses the following third-party service:
- Google Play Billing: If you subscribe to DebtShift Premium, your subscription is managed entirely by Google through Google Play. Google processes your payment and manages your subscription account. We do not receive or store your payment details. Google's handling of your data is governed by Google's Privacy Policy.
The App does not use any analytics services, advertising SDKs, tracking technologies, or other third-party services beyond Google Play Billing.
4. Data We Do Not Collect
To be explicit, the App does not collect or transmit:
- Personal identification information (name, email, phone number, address)
- Device identifiers or advertising IDs
- Location data
- Usage analytics or behavioural data
- Bank account, credit card, or other financial account credentials
- Cookies or similar tracking technologies
5. Data Sharing
We do not share, sell, rent, or trade any user data with third parties. Since we do not collect data, there is no data to share.
6. Data Retention and Deletion
Your data exists only on your device. You can delete all App data at any time by:
- Using the App's built-in data management features
- Clearing the App's data through your device's Settings (Apps > DebtShift > Storage > Clear Data)
- Uninstalling the App
Once deleted, data cannot be recovered, as we do not retain copies.
7. Children's Privacy
The App is not directed at children under the age of 13 (or the applicable age of digital consent in your jurisdiction). We do not knowingly collect information from children. If you believe a child has used the App in a manner that raises concern, please contact us at the email below.
8. Your Rights Under GDPR (UK and EU Users)
Under the UK General Data Protection Regulation (UK GDPR) and the EU General Data Protection Regulation (EU GDPR), you have rights regarding your personal data. Because we do not collect or process personal data, these rights are effectively satisfied by design:
- Right of access: We hold no personal data about you.
- Right to rectification: You can edit any data stored locally within the App at any time.
- Right to erasure: You can delete all data by clearing the App's data or uninstalling it.
- Right to data portability: You can export your data using the App's export features (CSV, PDF, JSON).
- Right to object / restrict processing: We do not process your data on any server.
If you have questions about your rights, please contact us at the address below.
9. Security
Because your data is stored only on your device and is never transmitted, the security of your data depends on the security of your device. We recommend using a screen lock and keeping your device's operating system up to date.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted within the App and on our website. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the App after changes constitutes acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: debtshift@agentmail.to
- Developer: ForgeOps AI
- Website: https://debtshift.info